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Your Winter Electrical Safety Checklist

Your Winter Electrical Safety Checklist

National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical electrical safety tips arranged in a handy checklist.  Outside Power Lines and Electric Components Ensure...

Why Employee Benefits Benchmarks Matter

Why Employee Benefits Benchmarks Matter

It’s a competitive world. In today’s marketplace, you must offer more than a good salary to attract the employees you want on your team. That’s where employee benefit benchmarks come in. What is an Employee Benefit Benchmark? A “benchmark” is defined by the Oxford Dictionary as: “A standard or point of reference against which things may be compared or assessed.” In employee benefits, a benchmark...

What is an HSA, and Is It Right for Me?

What is an HSA, and Is It Right for Me?

You have options when it comes to managing your health insurance. Many services are offered free of charge. An HSA or health savings account is not insurance but can be a viable option for covering health costs.  What is an HSA? An HSA is a personal savings account for specified healthcare costs. The account allows you to set aside funds and withdraw from the account...

Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured

Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured

If you are uncertain if you have enough life insurance, it is time to review your existing policy or, for some people, put a new policy in place. Life insurance is dynamic and needs to change with time. As you hit significant milestones, your insurance must match the changes. Here are some signs that you are underinsured.  You Never Calculated How Much You Need While...

Medicare & Heart Disease: What is Covered

Medicare & Heart Disease: What is Covered

Heart disease is the leading cause of death in the United States. It accounts for over 600,000 deaths annually and affects both men and women across all racial and ethnic groups. It also primarily affects older adults. Here’s what you need to know about heart disease coverage if you have Medicare. What is Heart Disease?  Heart disease is a broad term encompassing a range of...