Why is my Hospital bill so High?

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maxresdefaultUnderstanding the difference between “observation” & “in-patient” for Medicare members.  Read more


What Can Go Wrong with an Older Car?

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476224223_brakepade1420040524970Today’s vehicles are built better than ever, redefining what it means to be a high-mileage car. An odometer that reads 100,000 miles is no longer the maximum life expectancy for a vehicle; in fact, with a little maintenance, you can push your vehicle to 200,000 or even 300,000 miles.

Knowing what problems commonly arise in older cars is key to keeping your vehicle running.

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How Cold Weather Affects Tire Pressure

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tirepressure_lgFrom corrosive road salt to slick roads, winter creates many challenges for drivers. Another one to add to the list? Tire pressure tips caused by lower temperatures. Read more


14 Hacks to Deal with Snow and Ice on Your Car

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SnowCarLargeEven people who love winter do not enjoy one of the season’s most unpopular jobs: clearing snow and ice off their cars. Read more


Moving? Don’t Forget to Update Your Pet’s Microchip

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microchippingBeing a pet parent comes with responsibilities. Just a few include making sure your pet is safe in a car and has access to great veterinarian.

Another responsibility is making sure your pet has identification in case he or she gets lost or escapes. (This is especially important when it comes to keeping pets safe during natural disasters.) Microchipping is a popular option in which a veterinarian implants a tiny chip under a pet’s skin. When a scanner is passed over the chip—which is about the size of a grain of rice—a radio frequency emits a unique ID code. This ID code displays the name of registry that a veterinarian or animal clinic can contact to find out who the owner is.  Read more


Less Than Seven Hours of Sleep Ups Potential for a Car Crash

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tireddrivertnThere’s been a lot of concern about how technology is leading to more distracted driving. Yet we also know that drowsy driving is also a major culprit behind auto accidents. Read more


What to Do If You Break a Compact Fluorescent Light Bulb

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toxicbulbThere are lots of pluses to using compact fluorescent light bulbs (CFLs). For one, they use less energy. That’s good for the environment—and for your wallet since they last six times as long as regular bulbs. Read more


Model CHIP Notice expires on November 30, 2016

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chipThe U.S. Department of Labor has extended the effective date of its model Employer Children’s Health Insurance Program (CHIP) Notice through November 30, 2016. Previously, this model notice was set to expire on October 31, 2016.

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2017 Open Enrollment

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open-enrollment-2017-floridaThe 2017 Open Enrollment period is upon us, starting November 1, 216 and ends January 31, 2017.  Everyone has been anxiously awaiting for the rates to be released and to find out if your existing plan will be available in 2017 or if you will need to yet again, enroll in a new plan.  We have also been waiting to learn the information and delve through this year’s options to review with all of you, only to find out that the insurance companies will no longer be utilizing agents for their individual health plans. 

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Attention Self Funds! Transitional Reinsurance Fee reporting due NOVEMBER 15th!

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attentionwordDue to the fact that self fund programs and ASO platforms are outside of the Fully Insured ACA plans, there are certain requirement and fees that the employer is responsible for directly. Read more


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