Do Graduate Students Need Life Insurance?
Posted: September 7, 2023
Do Graduate Students Need Life Insurance?Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate student. Students in grad school tend to be older with more responsibilities than undergraduates. They...
Everything You Need to Know about Medicare Open Enrollment in 2023
Posted: September 6, 2023
Everything You Need to Know about Medicare Open Enrollment in 2023For those eligible for Medicare, Open Enrollment is the time to reconsider your options, select a plan, or make other adjustments to your healthcare coverage. The following are answers to key questions about Medicare Open Enrollment. What Is Medicare? Medicare is a federal fee-for-service health insurance program in two parts – hospital insurance (Part A) and medical insurance (Part B). For your medical coverage, you...
Here’s Why You Should Always Sleep with the Door Closed
Posted: September 6, 2023
Here’s Why You Should Always Sleep with the Door ClosedHow much time do you have to escape a fire?Forty years ago, the average time people had to escape a fire safely was 17 minutes. Today’s homes only allow for three minutes or less to evacuate. Why? Modern synthetic construction materials, home furnishings and contemporary layouts allow fire to spread and become toxic much faster than in the past. (Test your knowledge of fire safety facts...
5 Labor Day Lessons on Securing Your Business
Posted: September 4, 2023
5 Labor Day Lessons on Securing Your BusinessThe long Labor Day weekend is a time for backyard barbeques and celebrating the holiday with family and friends. It is also an excellent time to review your coverage and ensure you have the following five main types of insurance to help protect your business. Business Owner’s Policy (BOP) Business Owner’s Policies (BOPs) are among the most popular insurance bundles for small business owners. They...
The Benefits of Umbrella Insurance
Posted: September 2, 2023
The Benefits of Umbrella InsuranceAccidents can happen to anyone, often leading to extensive financial losses. Umbrella insurance is a type of personal liability coverage that covers injury to others or damage to their possessions. It covers other family or household members as well as policyholders. It is a low-cost way to obtain significant additional liability coverage. Umbrella insurance provides the following benefits. Broader Coverage Umbrella personal liability insurance can...
