How to Travel Safely with Travel Insurance
Posted: May 1, 2022
How to Travel Safely with Travel InsurancePlanning a trip? We all look forward to trips to other states or countries or enjoying a cruise. You may not consider “What if something goes wrong?” but life can throw a curveball, and travel insurance can save the day when it does. What is Vacation Travel Insurance? Vacation travel insurance protects you when you visit another state or country. It is structured to help...
4 Types of FSAs & How They Work
Posted: April 28, 2022
4 Types of FSAs & How They WorkAn FSA, or “Flexible Spending Account,” can be an excellent benefit to offer your employees, and to your business bottom line, as the contributions are pre-tax. Several types of FSAs are available: Medical Expense FSA These accounts pay for eligible medical costs, prescription drugs, copayments, deductibles, medical devices, and other costs. Another option, a “limited medical FSA,” can cover the cost of preventative healthcare services,...
High Wind Advisory: What to Do Next
Posted: April 27, 2022
High Wind Advisory: What to Do NextWhen you think of storms that can cause wind damage, your mind might jump to recovering from a tornado or prepping for a hurricane. But it doesn’t always take an extreme weather event for high winds to damage your home or car. The National Weather Service issues a “high wind warning” when winds are sustained at speeds of 40 miles per hour or above. And...
4 Types of Health Insurance and How to Choose One
Posted: April 25, 2022
4 Types of Health Insurance and How to Choose OneIf you need to buy health insurance, you can choose from four basic types of policies. These policies vary in monthly cost, benefits, and deductible. The Affordable Care Act The Affordable Care Act (ACA, or “Obamacare”) made it impossible for health insurance companies to deny you health insurance due to an existing condition. Whatever your current state of health, you have the right to purchase...
6 Mortgage Protection Myths Debunked
Posted: April 22, 2022
6 Mortgage Protection Myths DebunkedBuying a home is one of life’s most significant, and expensive, milestones. When you find the ideal property, you will be required to jump through several hoops to get a mortgage. Some home buyers are required to purchase mortgage insurance, while others choose to purchase mortgage life insurance – there are two distinct products. Before investing in any mortgage protection insurance, get the facts and...